Privacy Policy

Information Collection

a:We collect personal information including your name, address, email address, phone number, Social Security number, employment information, income details, bank account information, and credit history information submitted during the loan application process.

b: We also automatically collect non-personal data such as browser type, operating system, and IP address through cookies and similar technologies when you visit our website.

2. Use of Information

a:The information we collect is used to evaluate your eligibility for a loan, determine suitable loan amounts and terms, and administer your loan account.

b: We may use your information to communicate with you regarding product updates, regulatory changes, and important notices concerning your account.

c: In light of consumer protection case law and regulatory requirements, we ensure that our use of your information is limited solely to purposes related to the provision and improvement of our lending services and complies with all applicable federal and state disclosure requirement.

Protection of Information

a: We implement industry-standard security measures, including encryption and secure server protocols, to protect your personal data from unauthorized access, disclosure, or misuse.

b:Notwithstanding our efforts, no online transmission is entirely secure; therefore, while we strive to protect your data in accordance with consumer protection guidelines, we cannot guarantee its absolute security.

Sharing of Information

a:We may share your information with third-party service providers for purposes such as credit evaluation, data processing, and loan servicing. These providers are contractually obligated to maintain the confidentiality and security of your information and to use it only for specified purposes.

b:We may also disclose your information when required by law or in response to a valid legal process, consistent with applicable case law that emphasizes transparency and enforceability of disclosure requirements.

c: In circumstances involving default or collection, your information may be shared with debt collection agencies or law enforcement, as permitted by law.

Consumer Rights and Disclosures

a:. In keeping with established consumer protection principles, you have the right to access, correct, or request deletion of your personal information, subject to applicable legal and contractual obligations.

b:We will notify you of any material changes to this Privacy Policy through email or a notice on our website; continued use of our services after such notification constitutes your consent to the updated terms.